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Family Law Blog
If you are struggling to get out from under overwhelming debt during the course of a divorce proceeding, bankruptcy may be your path to a fresh financial start. Ask yourself if any of these apply to your situation: Do you owe more than you can pay? Are you being hounded by creditors harassing you and...
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Child Support Calculator
Loan modification is not a myth. It is possible to get your initial loan modified to more reasonable payment terms. This can be especially helpful when you’re in the middle of a divorce. However, the problem is that often the banks and lending companies can be unreasonable and refuse to negotiate, especially if you have...
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Enforcement of Court Orders
Protecting your property during bankruptcy is possible. It can be rather frightening knowing that your creditors can make claims against financial assets and personal property when you file for bankruptcy. Things get even more complicated when a divorce case is involved simultaneously. Your bankruptcy attorney will use “exemptions” to protect as much of your assets...
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Divorce Law FAQ
There are a number of bankruptcy myths that can keep a person from turning to bankruptcy as a solution for their debt, especially when a divorce is involved. It is true that there are some negative aspects of the bankruptcy process. However, anyone filing bankruptcy before, during, or after a divorce will likely do so...
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Marriage Dissolution
Repossession occurs when a creditor seizes a piece of property that was used to secure a loan. If you default on that loan, the creditor has a right to take the property to recover some or all of the money owed to them. The situation can get even more complicated if a divorce proceeding is...
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Chapter 13 Bankruptcy (also known as a “Wage Earners Bankruptcy”) allows you to restructure your debts without having to worry about income or surrendering assets. It is called “Wage Earners Bankruptcy” because a regular source of income is required to make payments. The filer proposes a Chapter 13 plan under which monthly payments are made...
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Legal Separation Divorce
Student loan debt issues are becoming increasingly prevalent in the lives of the average consumer. Unsustainable student loan debt can negatively impact borrower’s lives in ways that we have not encountered before. Recent graduates are finding difficulty obtaining mortgages and in some cases delaying marriage and starting a family because of excessive debt. In a...
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Child Support Payments
The current coronavirus situation has many parents wondering how this pandemic will affect parenting time with their children. If you are wondering about the impact of COVID-19 on your parenting time schedule, you are not alone. As we continue to navigate these ever-changing times, here are some considerations for parenting time. 7 Tips for Parents...
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Divorce Law FAQ
Our goal at Heimerl & Lammers is to provide effective solutions to our clients dealing with debt issues – especially when those issues crop up during a divorce proceeding. We take time to listen to our clients and understand what they are going through so that we can propose the best solutions for each unique...
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Wage Garnishment & Divorce
One of the worst parts about struggling to overcome debt, especially during or after divorce, is wage garnishment. In many instances, creditors who receive judgment against you can have your wages garnished directly from your paycheck. If this is happening to you, then you understand how negatively this impacts your life. Most of us need...
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