Who Will Pay My Medical Bills and Lost Wages?
Minnesota’s no-fault insurance will pay up to $20,000 in medical bills and another $20,000 in lost wages, regardless of who caused the accident. However, if you have been seriously injured, that money will not go far.
If the accident was the fault of the truck driver or trucking company, you could sue their insurance company for additional damages. Commercial truck carriers are required to carry a substantial amount of insurance to pay for the damages of the people they injure. In many cases, there are separate policies to cover the driver, the truck and the trailer. As a result, insurance coverage is usually not a problem in a truck accident case, as long as you can prove liability against the truck driver or trucking company.