Chapter 13 Bankruptcy (also known as a “Wage Earners Bankruptcy”) allows you to restructure your debts without having to worry about income or surrendering assets. It is called “Wage Earners Bankruptcy” because a regular source of income is required to make payments. The filer proposes a Chapter 13 plan under ...
Student loan debt issues are becoming increasingly prevalent in the lives of the average consumer. Unsustainable student loan debt can negatively impact borrower’s lives in ways that we have not encountered before. Recent graduates are finding difficulty obtaining mortgages and in some cases delaying marriage and starting a family because ...
The ongoing COVID-19 pandemic has resulted in a lot of people getting laid off, fired, or furloughed. Many people who fall into this category have questions about employment law issues. That's our topic for this article. Minnesota Law Under Minnesota law, an employer cannot terminate, discipline, threaten, or penalize an employee ...
The current coronavirus situation has many parents wondering how this pandemic will affect parenting time with their children. If you are wondering about the impact of COVID-19 on your parenting time schedule, you are not alone. As we continue to navigate these ever-changing times, here are some considerations for parenting ...
Our goal at Heimerl & Lammers is to provide effective solutions to our clients dealing with debt issues - especially when those issues crop up during a divorce proceeding. We take time to listen to our clients and understand what they are going through so that we can propose the ...
One of the worst parts about struggling to overcome debt, especially during or after divorce, is wage garnishment. In many instances, creditors who receive judgment against you can have your wages garnished directly from your paycheck. If this is happening to you, then you understand how negatively this impacts your ...
Social media is becoming increasingly popular as a form of communication and entertainment. It is also becoming increasingly popular in legal matters. Many people don’t realize that what they post on social media can be used against them in court. Even with the highest security settings, a simple subpoena can ...
In a previous article, we discussed some social media & divorce DOs. This article takes a look at things from the other end of the spectrum. DON’T rely on your privacy settings to shield you. Changing your account to private typically doesn’t prevent a judge from creating an order to ...
In 2020, everything is online. Shared calendars, logged in email accounts on family computers, Find My Friends, Uber receipts, and tons of other online applications can make or break facts and evidence in a divorce proceeding. So, what, exactly, should you do to clean up your online presence during divorce ...
Sometimes, people don’t respect the legality of Court Orders in family law cases. This can rage from dangerous situations like violating an Order for Protection or Restraining Order, to more relaxed situations like being 30 minutes late to a parenting time exchange. So, what can you do to make sure ...
