What Causes Car Accidents in Minnesota?
Every year, there are thousands of car accidents in Minnesota. Auto accidents happen for a lot of different reasons. There are certain factors that tend to contribute to crashes more often than others.
Common causes of car accidents in Minnesota include:
Distracted Drivers: Drivers who aren’t paying attention to the road are more likely than others to get into an accident. Texting and driving is one of the biggest causes in distracted driving car accidents, and these accidents are getting more scrutiny following Minnesota’s adoption of the “Hands-Free” laws.
Weather Conditions: In Minnesota, we have a variety of conditions that impact visibility and road conditions, making it more difficult to navigate a vehicle safely and see others on the road when it’s raining or snowing. Severe weather conditions can make roads unsafe.
Drunk Drivers: Alcohol is a factor in hundreds of injury-causing and fatal crashes in Minnesota. Serious injuries and even death can result from a driver that is under the influence of drugs or alcohol. Additional penalties may be appropriate against a drunk driver that injures you.
Driver Fatigue: Fatigued driving can be just as dangerous, if not more dangerous, than drunk driving. In fact, fatigue can result when the driver does not get enough sleep. It can be similar to alcohol impairment.
Aggressive Drivers: Rushed or angry driving behaviors can make the roads unsafe. Speeding, failing to yield the right of way, tailgating, and making unsafe turns contribute to thousands of accidents every year.
Who Will Pay My Medical Bills?
This is one for the first questions we are typically asked. Minnesota’s no-fault insurance will pay up to $20,000 in medical bills, regardless of who caused the accident.
If you need surgery or hospitalization, that $20,000 will not last long. In Minnesota, you can sue the at-fault driver after your damages reach a certain threshold, such as accumulating at least $4,000 in medical bills, having a permanent injury or losing a certain number of days at work.
If the at-fault driver has no insurance or does not have enough insurance to cover your damages, you can collect from your own coverage for uninsured and underinsured motorists.
Car accidents often come with a devastating injury and even fatality. Some of the typical injuries we see after a serious car accident include:
In addition to possible lost wages, medical expenses, and rehabilitation costs, you could also be looking at additional expenses that are unexpected including hiring a nurse to help you with recovery, paying child care for your children, and attending therapy to deal with any issues of post-traumatic stress disorder. You should be compensated for all of your losses, not just your medical costs.
Minnesota’s No-Fault Insurance Rules
Everyone who owns a vehicle in the state of Minnesota must purchase auto insurance coverage. Insurance is the primary source of compensation after an accident. When you get into a car accident, you’ll have to seek money from your own insurance under the state’s no-fault insurance rules. This is true, even if someone else is responsible for the crash.
You can get the upper hand by hiring an experienced Min