There is no such thing as a minor motorcycle accident.
When a careless driver runs into someone on a motorcycle, the biker is usually hurt and hurt badly. At the law firm of Heimerl & Lammers, it is our job is to hold that careless driver accountable.
Who Will Pay My Medical Bills and Lost Wages?
Unless you purchased additional insurance, your motorcycle policy may not include no-fault coverage. This means that you will probably not receive reimbursement for medical bills and lost wages from your insurance. Your only source of recovery will be the insurance of the at-fault driver.
In Minnesota, you can sue the person who caused the accident after your damages reach a certain threshold, such as accumulating at least $4,000 in medical bills, having a permanent injury or losing a certain number of days at work.
How is Fault Determined in Motorcycle Accidents?
After an accident, the first words a motorcycle rider usually hears from the other driver are “I didn’t see you!”
Almost all motorcycle accidents are caused by careless or inattentive drivers who take left-hand turns in front bikes, swerve into bikes when changing lanes, or run into motorcycles that are stopped at stop signs.
Motorcycle accidents can also be caused by road debris or other dangerous highway conditions. In these cases, the municipality responsible for maintaining the road or the vehicle that dropped the debris may be responsible.